The ideal early retirement age varies from person to person. One will need to take into account whether you are able to support yourself for the rest of your life. Being free of the responsibilities of working day in and day out is fondly looked forward to. Being able to pursue personal goals is a bonus for the ideal early retirement age.  You pension will need to be enough so that a comfortable monthly payment is had each month. You will have to be over 59 in order to take money from your IRA without being heavily taxed. Payment from an early retirement pension is a steady income. Social security benefits usually don’t kick in until age 62 with reduced benefits. Retiring after 20 years will bring small social security benefits when you hit the age to receive them. Taking part time jobs after early retirement age enables extra income and working at a job with reduced hours. The ideal early retirement age is the age you decide you have ample sources of income to see you through the remainder of your years.