This question is brought up quite often through my daily speakings with people who are riddled with debt. Many would like to know what will be the biggest advantage they will experience in their life if they were no longer in debt.  I feel the best part of being debt free is the newfound ability to save money.  Saving money is very hard when you are flushing hundreds if not thousands of dollars down the toilet in interest payments each month.  Imagine if all that money went strait into your savings account instead of the creditors greedy hands.  One of the best methods to achieve debt  freedom has become that of debt settlement.  You as a debtor may save close to 50% of what you owe and become debt free in two years or less.