A web merchant is a technical term for someone who sells their product over the internet. For people who are web merchants it is important that they also have ecommerce merchant accounts. These accounts allow the businesses website to charge a customers credit card for payment. The card company will then deposit that amount of money in the business owners account. These merchant accounts are safe and secure and they protect the charge card info of the customer. These type of accounts vary in cost and services offered so when looking for one it is important to do some research.