If you find yourself stuck in a remote part of the world and your car breaks down you may not have any cash on you or in your account but you need to pay an unexpected 500.00 bill that you didn’t anticipate. You have two choices, you could be stranded or you could borrow using a credit card to pay the mechanic and can get home. Credit cards can be a god send if you find yourself in this situation. The added expense of the interest rate is worth it not to be stranded in some 120 degree desert don’t you think?