The last thing on a lot of people’s mind when shopping for a new car is whether it would help them get the cheapest California car insurance or not. But the point remains that certain cars cost much more to insure. It will help a lot if you ask your agent before buying your next car. A car of similar specification that has a poor crash rating and higher theft rate will cost a lot more to insure. In addition, it will also cost you more if a car costs a lot to repair or maintain. Asking the right questions will help you avoid expensive-to-insure cars and attract lower rates.